State Programs

FEMA Individual Assistance

Also known as: FEMA IA, Individual and Households Program, IHP

IA vs HMGP at a glance

IA — paid to households for losses they already incurred
HMGP — paid to states for future mitigation projects (including shelter rebates)

Authority: FEMA, Stafford Act. Last reviewed 2026-06-07.

Looking for prices instead of definitions? See current price ranges or get matched with installers.